Staff
Laura White-Brown
AATLF Executive Director
Tracy Strating
Loan and Operations Manager
Due to current funding uncertainties, AATLF is shifting its focus to ensure the long-term sustainability of our mission. Starting February 1, 2026, new loan applications will be restricted to Kentucky residents meeting low-to-moderate income guidelines.
To determine eligibility, AATLF will use the higher of the Commonwealth of Kentucky’s income threshold or the resident’s specific county limit.
·Existing Borrowers: Your current loans are not affected.
·Future Applicants: Please check your eligibility via the
We look forward to returning to our full-service model as soon as new capital is secured.
HUD Income Limits Guide.