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A young man sitting in a wheelchair is smiling and looks at the camera. He is holding a piece of paper titled "financial Empowerment is" and in handwriting it says "Financial Empowerment is...money management. Having my own business. Having my own home. Being able to make my own decisions about my life. Being in control of my own future. Being able to manage my very own finances for myself. #financialempowermentforpwd

Financial Empowerment is...money management. Having my own business. Having my own home. Being able to make my own decisions about my life. Being in control of my own future. Being able to manage my very own finances for myself. #financialempowermentforpwd

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Technology holds great promise for people with disabilities. Your support helps us continue to bring that promise to life. Click the donate button below to donate directly online with PayPal or a credit card.

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Notice: Program Eligibility Update

Due to current funding uncertainties, AATLF is shifting its focus to ensure the long-term sustainability of our mission. Starting February 1, 2026, new loan applications will be restricted to Kentucky residents meeting low-to-moderate income guidelines.

To determine eligibility, AATLF will use the higher of the Commonwealth of Kentucky’s income threshold or the resident’s specific county limit.

·Existing Borrowers: Your current loans are not affected.

·Future Applicants: Please check your eligibility via the

We look forward to returning to our full-service model as soon as new capital is secured.

HUD Income Limits Guide.

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Notice: Program Eligibility Update